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  • Writer's pictureMarissa Reilly

Best Credit Cards for Wedding Expenses


Weddings are expensive. You should make all your wedding expenses work for you. Using the right credit card(s) for your wedding cost can pay for a large portion of your honeymoon!



Photo by Marissa Reilly| Rissa Reels llc.


You're engaged– YAY! Now it’s time to plan your wedding. As you begin to look at all your dream vendors, dress, suit, etc. you’ll begin to notice that all of thee’s cost add up. The average cost of weddings in 2021 was $30,200. Wouldn’t it be cool if you could make these expenses work for you? The great news is, you can. Choosing the right credit cards when making these purchases can earn you hundreds of dollars to put toward your honeymoon or other expenses, all while financing to make more manageable payments for your wedding.




Don’t know what card to choose?---- I’ve been there—As an engaged Houston wedding photographer I have had to do a lot of learning on this subject so you don't have to. I have curated a list of the best credit cards to use for wedding purchases!





General Wedding Expenses




Citi® Double Cash Card


Rewards: Earn 2% cash back: 1% cash back on every purchase and another 1% back when you pay the bill.

Welcome bonus: For a limited time, earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.

Annual fee: $0.

APR: 0% intro APR on Balance Transfers for 18 months, and then the ongoing APR of 16.99%-26.99% Variable APR.

Citi® Double Cash Card


U.S. Bank Visa® Platinum Card


—No Rewards— Has a long introductory period which will allow you to pay off expenses with no interest!


Rewards: None.

Welcome bonus: None.

Annual fee: $0.

APR: 0% intro APR for 18 billing cycles on purchases and balance transfers, and then the ongoing APR of 17.49%-27.49% Variable APR.

U.S. Bank Visa® Platinum Card.





For your Honeymoon



Chase Sapphire Preferred® Card


Rewards:

  • 5 points per $1 spent on all travel purchased through Chase Ultimate Rewards®.

  • 3 points per $1 spent on dining (including eligible delivery services and takeout).

  • 3 points per $1 spent on select streaming services.

  • 3 points per $1 spent on online grocery purchases (not including Target, Walmart and wholesale clubs).

  • 2 points per $1 spent on travel not purchased through Chase Ultimate Rewards®.

  • 1 point per $1 spent on other purchases.

Welcome bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

Annual fee: $95.

Chase Ultimate Rewards®


The Platinum Card® from American Express

Rewards:

  • 5 Membership Rewards points per dollar spent on flights booked directly with airlines or with American Express Travel.

  • 5 points per dollar on prepaid hotels booked with American Express Travel.

  • 2 points per dollar on other eligible travel expenses booked with American Express Travel.

  • 1 point per dollar on all other purchases.

  • Terms apply.

Welcome bonus: Earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership. Terms Apply.

Annual fee: $695. Terms apply.

APR: None (see rates and fees). Terms apply.

The Platinum Card® from American Express



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